Types of Prepayment Penalties in Commercial Real Estate Financing
Step-Down, Fixed Fee, Yield Maintenance, or Defeasance. The most common form of prepayment penalties. This guide will teach you the difference.
Cost Segregation: The Strategy Commercial Real Estate Investors Use to Pay Little to No Taxes On Their Investments
One of the biggest areas of focus for people investing in commercial real estate is how to handle the tax implications. If investors aren’t well-versed in how to legally reduce their tax burden, they could end up paying much more than they have to. That would make their great investment a reasonable one, at best. At worst, it could mean their investment would … Read More
A Simple Guide to 1031 Exchange In Commercial Real Estate
Learn how to potentially save money on capital gain when selling your commercial property through a 1031 exchange program.
The Difference in SBA 504 Commercial Real Estate Loan and SBA 7(A) Loans
If you need a loan to invest in growing your small business, it is good to have options—and you do. For example, the U.S. Small Business Administration (SBA) offers its SBA 504 loan and its SBA 7(a) loan. Both have advantages.
But to benefit, you must choose the right loan for your project, your financial circumstances, and … Read More
Non Recourse Versus Recourse in Commercial Real Estate Finance
As a commercial real estate investor seeking a loan, you have lots of choices of loan terms. That is a good problem to have but at first, it can be a bit overwhelming. Just find the right commercial real estate lender, and they will work with you to craft a loan that comfortably fits your individual situation.
One of the first … Read More
What are Carve-Out Guarantees In Commercial Mortgages?
In 2021, commercial real estate loans valued over $2,000 billion. Businesses across the country turn to these loans to help them secure the property they need to build their organization and begin to generate revenue and profit.
For a while, non-recourse commercial real estate loans were being called “a vanishing species.” Now, larger commercial banks and life insurance companies, among others, are making … Read More
Top 10 Software tools every Commercial Real Estate Investor Needs in 2020
Investing in commercial real estate, such as office buildings, industrial parks, hotels and developments, is a good way to diversify your financial portfolio. This has rarely been more important. In this uncertain economic climate, having steady, monthly rental income can help you ride the tumult likely in the stock market during this recession.
However, finding good properties in which to invest, determining the property’s value and keeping track … Read More
Understanding Defeasance in a Commercial Real Estate Mortgage
When you are planning to purchase a commercial property, you may discover that you have a variety of loan options. The traditional commercial mortgage is not always a good fit for your goals or plans for the property. Furthermore, you may find that in a traditional loan, you are not able to repay the debt in a timely manner. That may … Read More
CommLoan Welcomes Mike Garruto as Vice President and Loan Consultant
CommLoan, the leading CRE lending marketplace known for using technology to connect borrowers to commercial lenders, announced the hiring of Mike Garruto as Vice President and Loan Consultant to help with the company’s expansion in 2020. Mike brings over 7 years of experience in the commercial real estate loan industry and was handpicked to help facilitate innovation and growth as … Read More
Your Guide to Real Estate Debt Funds in Commercial Real Estate
One of the most positive things to come out of or get fine-tuned from the financial crash of 2008 was the rise of what is called real estate debt funds. Real estate debt funds connect borrowers, which, more usual than naught, are developers to short-term funding capital. This funding is used for commercial real estate projects that range from shopping centers to multi-family buildings.
It … Read More